Mazda Finance available at Rivervale Brighton East Sussex

Finance with Mazda
Choosing your new car is not always as easy as it looks. We understand this and know that one of the hardest problems you might need to consider is how you will afford and pay for your new car.

Why Finance?

Often, people don’t have all the money they need to hand when they come to buy their next car. Rather than dipping into savings or getting a bank loan to pay for a car, finance plans often come with great incentives such as flexible terms and deposits, sometimes even 0% interest, and they are usually the easiest type of credit to gain acceptance for, particularly in the case of drivers with minimal credit history. In addition, securing finance against a car and successfully meeting the repayments can make it easier to get other types of loan in the future, such as a mortgage.

Our Business Manager

To help with this we have a dedicated specialist at Rivervale ready to look after your financial needs. Ben Riley is highly qualified and experienced, and is ready to help with your particular needs – there are many different ways of paying for your car and often a little advice can help clarify the options available to you.

Contact the Sales and Business Manager Ben Riley for a chat about your options:

01273 707007

Pick up the phone and ask for him by name - he will be pleased to help with any questions.

(Calls may be recorded for monitoring and training purposes.)

Your Options

As well as dedicated business plans, we can offer finance in a range of different packages. We can recommend and search for the best deal for you, and offer the following packages over a range of different terms and deposits.

Hire Purchase:

A traditional approach to car finance, HP allows and in some cases requires a deposit, whilst the remaining amount is paid off in monthly instalments or repayments. These repayments can be fine tuned to certain figures to help you to budget, with either a longer term or larger deposit as required. The rates we offer vary, and in certain cases can be as low as 0% interest.

Personal Contract Purchase:

PCP is a relatively recent introduction and can result in much lower monthly payments than with HP.

There is usually a maximum amount for the deposit and we will always give you on a Guaranteed Minimum Future Value (GMFV) for your car at the end of a term (often 36 months). After that agreed term of repayments is up, you have three options.

1) Walk away

2) Pay the GMFV and keep the car.

3) Hand the car back, choose your next car and if your car is worth more than the GMFV, you keep the difference as a deposit.

PCP is ideal if you plan to change your car regularly, and is also available with 0% interest in certain cases. One of the main benefits of PCP is that it can take away the uncertainty of depreciation, and can offer lower monthly outgoings than any other scheme.

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